PART 3 of How IntainMarkets Addressed Institutional Concerns Regarding The Blockchain Ecosystem? — An end-to-end digital transaction enabled by blockchain would involve: Digitizing the asset/security (‘on-ramp’ and ‘tokenization’ in blockchain parlance): Issuance (primary market investment): Settlement Administration and Servicing Secondary market In this blog, we will discuss the challenges with settlement of asset-backed securities in the current blockchain ecosystem.

PART 2 of How IntainMarkets Addressed Institutional Concerns Regarding The Blockchain Ecosystem? [In PART 1, we talked about the Strategic Approach and Solution Design] A recent BCG and ADDX report projects asset tokenization to be a $16T opportunity by 2030. Considering that the asset-backed market itself is in the $2–3T in issuances each year, this number does not sound that crazy. …

PART 1 — STRATEGIC APPROACH AND SOLUTION DESIGN — IntainMARKETS, which we announced middle of last year, will be the first digital marketplace for structured finance with integrated on-chain deal administration. IntainMARKETS will bring efficiency to asset- and nortgaged-backed investments, an asset class with annual issuances exceeding $2T (with $13T in outstanding), through digitization and integration.

Sketchy-Clean on X axis, Lose-Win on Y axis, so Sketchy-Lose is bad — I am not making this up, this is how Sam Bankman-Fried (SBF), formerly of FTX and Alameda, explains his business success and business ethics mental map.

Intain’s digital marketplace for structured finance will bring transparency, efficiency and trust to asset backed financing by building upon the success of INTAINADMIN, with tokenized issuances on blockchain. — PROBLEM AND THE CURRENT SOLUTIONS In structured finance, multiple parties work off their own systems thus creating siloed ‘truths’ across lender, issuer, servicer, rating agency, trustee and the investor. As these parties reconcile data through excels over emails, structured finance transactions become inefficient, non-transparent and error-prone.

In Capital Markets, DeFi Is About Tokenized Assets and Securities, But It Does Not Seem To Be Working — TOKENISATION — WHY THE CURRENT MODEL DOES NOT WORK? “REITs trade at 10% discount to the value of real estate. So, if fractionalization is all that I will achieve through ‘DeFi real estate investment’, I will lose $100M on a billion-dollar building”, quipped a real estate expert among some blockchain believers. “But currently, even as rents are collected on…

Transforming Healthcare in UP in India, a State with a Population of 240M — A few years back, we, at State Street HCL (a State Street Corp and HCL Tech JV), were collaborating with Prof. Regina Barzilay at MIT on a project. Her story of Artificial Intelligence (AI) is personal. She was diagnosed with breast cancer in 2014. This was after her scans in…

For many Indian financial institutions, ‘API Banking’ has taken away their ability to adapt and has increased the costs — but APIs were meant to do the opposite Does any of this sound familiar to you? • A Bank pays for eKYC product, but still must use another software for…

$900M error at Citi in a process with 6-eye checks shows that more controls do not solve all problems — A ‘maker’ sets up a payment, a ‘checker’ checks it and then an ‘approver’ approves it — all letting the same error slip through, resulting in creditors of a defaulting company, to their delight, getting back their money. …